Pension
This will provide you with an overview of the pensions provided by the German statutory pension insurance scheme, the conditions prescribed in respect of these and the effects of additional earnings on the pension.
Minimum insurance period
The rights to any German pension are conditional on the payment of contributions for a certain period. These minimum insurance periods vary according to the type of pension.
Pension for reduced earning capacity
If you are wholly or partially unable to work due to your state of health, we will pay you a pension for reduced earning capacity.
More information on the topic: "Pension for reduced earning capacity"
Old-age pension
For most of our insured persons it is the old-age pension that acts as a salary substitute, providing them with the basis for financial subsistence after they retire from active working life. There are various types of old-age pension. If you want to get an old-age pension, there are various decisions you have to make at the outset. Which of the old-age pension options is the best for you? When do you want to start drawing on your pension? Do you accept the risk of possible deductions?
Survivor’s pension
The death of a spouse, mother or father is always a difficult time for loved ones and family. If you are faced with this situation, there are many things that you will have to deal with. This often includes making provision for your future financial subsistence. The statutory pension insurance agency has various services that can help.
Special services for miners
The pension insurance agency for miners provides services, in addition to those provided by the general pension insurance, where the relevant conditions are fulfilled.
More information on the topic: "Special services for miners"
Pension for former workers in a ghetto (ZRBG)
Information on the entitlement to German pensions for former workers in a ghetto as to the latest adjudication of the Federal Social Court (so-called ghetto pension as to ZRBG)
More information on the topic: "Pension for former workers in a ghetto (ZRBG)"
Pensions and income
When drawing on a pension you are not entitled to earn unrestricted additional earnings. Depending on the type of pension, additional earnings may entail a reduction in the pension entitlement. In extreme cases, i.e. where the additional earnings are very high, the pension may even no longer be payable.
Deutsche Rentenversicherung Westfalen
Oct 29, 2010